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Digital money (or digital currency) refers to any means of payment that exists in a purely electronic form. Digital money is not physically tangible like a dollar bill or a coin. It is accounted for and transferred using online systems. One well-known form of digital money is the cryptocurrency Bitcoin. Digital money can … See more A variant of digital money is already present in society today in the form of cash held in online bank accounts. This cash can be sent to others or received from them. It can also be used for online transactions. Digital … See more Several systems already perform transactions with digital versions of money. For example, credit card systems allow users to … See more The current financial infrastructure is a complex system of many entities. Conducting a transaction between financial institutions … See more Thanks to its technological underpinning, digital money can be adapted to suit multiple purposes and can take on various forms. The three adaptations of digital money that have emerged in recent times are as follows: See more WebJan 22, 2024 · With UPI making payments seamless, mobile wallets and digital payment apps have been surpassing credit card usage and are slowly beginning to replace the traditional payment methods. A mobile wallet or digital wallet, in simple terms, is a virtual mobile-based wallet where one can store cash for making mobile, online or offline … WebMar 24, 2024 · These digital financial companies are taking cues from traditional big banks in terms of “what not to do” while offering financial services that cost consumers less. That means, for example, fewer fees … small soft pistol cases